VET Student Loans

VET Student Loans

The VET Student Loans program is an Australian Government loan program that helps eligible students enrolled in approved courses at diploma level or above pay their tuition fees. The loan has income-contingent repayment arrangements, which means you only need to make repayments if you are earning above the minimum repayment threshold. You can make voluntary repayments at any time.

For more information refer to the VET Student Loans handbook.

Student eligibility

There are specific criteria students must meet to be eligible for a loan through VET Student Loans. Students must meet all of the criteria below:

You are:

  • an Australian citizen; or
  • hold a permanent humanitarian visa and usually reside in Australia; or
  • be a qualifying New Zealand citizen.

You have a FEE-HELP balance of more than $0 and it is sufficient to cover the amount you wish to access.

You are enrolled in an approved course and the course is studied primarily at a campus in Australia.

You have been assessed as academically suited to undertake the approved course by:

  • providing your Australian Senior Secondary Certificate; or
  • providing evidence of successful completion of an Australian Qualifications Framework Certificate IV or higher qualification (where the language of instruction is English); or
  • successful completion of an approved Language, Literacy and Numeracy test at Exit Level 3 in the Australian Core Skills Framework in both reading and numeracy.

Please refer to the VET Student Loans Student Entry Procedure

What do new students need to know?

Loan caps

Eligible students will be entitled for loans up to a capped amount.

Providers may charge above this cap for a course, and if so, students will be expected to pay for the difference according to the provider’s billing period.

Administration date

The Administration date is the date that you should have completed and submitted your electronic Commonwealth Assistance Form (eCAF ) by. This will allow TasTAFE to issue VET Student Loan fee notices as per Commonwealth requirements at least 14 days prior to the census date. The administration date for a unit of study is available in the 2020 fee schedule.

Census date

The census date represents the last date that a student seeking to withdraw from a unit of study must has to complete and submit the TasTAFE withdrawal form if they do not wish to incur a debt. The census date also represents the date that tuition fees are due and VET Student Loan debts become liable.

Eligible courses

Certain Diplomas, Advanced Diplomas, Graduate Certificates and Graduate Diplomas are eligible for VET Student Loans that are linked to industry needs and employment outcomes.

If you wish to access a loan to study a higher level VET course you will need to select one of the eligible courses listed in the 2020 fee schedule (PDF).


Repaying the loan is required when your income reaches the repayment threshold. The threshold can be found at the Government study assist website. The maximum loan amount you can borrow from the Australian Government is $106,319 in 2020 for all HELP courses including higher education courses.


You will be required to demonstrate you are progressing throughout your course. From 1 July 2017, you are required to log in online and acknowledge that you accept the loan you will receive for the course.


To withdraw from a unit or course without incurring a FEE-HELP debt, you need to complete withdrawal procedures by the census date. Students will be required to follow TasTAFE’s withdrawal procedures including signing and submitting TasTAFE’s withdrawal form on or before the Census Date associated with the unit/s of study.

For more information on the withdrawal process, please refer to the Refund Policy (Word).

Policies and Procedures

The Refund Policy (Word)

VET Student Loan Review and Re-crediting Policy (Word)

VET Student Loan Review and Re-crediting Procedure (Word)

VET Student Loan Academic Grievance Policy (Word)

VET Student Loan Grievance Procedure (Word)

VET Student Loans Application to Re-credit Form


If you have any questions, concerns, or require more information regarding any element of VET Student Loans Department of Education and Training HELP Student Enquiry line on 1800 020 108 or email

This page will be updated regularly as additional information becomes available.

Tuition Assurance

TasTAFE is an approved VET Student Loans provider. TasTAFE is taken to meet the tuition assurance requirements as per Section 58 of the VET Student Loans Rules 2016. For more information please refer to TasTAFE Statement of VET Tuition Assurance.

What do current VET FEE-HELP students need to know?

Under subparagraph 43(3)(b)(ii) of Schedule 1A to the Higher Education Support Act 2003 an entitlement to access VET FEE-HELP under the exceptional circumstances provisions ceases on 31 December 2018. Grandfathered students will not be able to access VET FEE-HELP assistance to pay tuition fees for units of study with a census date on or after 31 December 2018.
Detailed information about the end of special circumstance eligibility period for VET FEE-HELP can be found in the VET FEE-HELP grandfathering concludes – information for students fact sheet.