VET Student Loans

VET Student Loans

VET Student Loans commenced on 1 January 2017, replacing the VET FEE‑HELP scheme. VET Student Loans help eligible students enrolled in approved higher level VET courses to pay for their tuition fees.

Student eligibility

There are specific criteria students must meet to be eligible for a loan through VET Student Loans. Students must meet all of the criteria below:

You are:

  • an Australian citizen; or
  • hold a permanent humanitarian visa and usually reside in Australia; or
  • be a qualifying New Zealand citizen.

You have a FEE-HELP balance of more than $0 and it is sufficient to cover the amount you wish to access.

You are enrolled in an approved course and the course is studied primarily at a campus in Australia.

You have been assessed as academically suited to undertake the approved course by:

  • providing your Australian Senior Secondary Certificate; or
  • providing evidence of successful completion of an Australian Qualifications Framework Certificate IV or higher qualification (where the language of instruction is English); or
  • successful completion of an approved Language, Literacy and Numeracy test at Exit Level 3 in the Australian Core Skills Framework in both reading and numeracy.

Please refer to the VET Student Loans – Student Entry Procedure.

What do new students need to know?

Loan caps

Eligible students will be entitled for loans up to a capped amount.

Providers may charge above this cap for a course, and if so, students will be expected to pay for the difference according to the provider’s billing period.

Please refer to the fee schedule for 2018 Course Fees and Loan Caps (PDF) or 2019 Course Fees and Loan Caps (PDF)

Census date

The census date is the last day you have to complete the electronic Commonwealth Assistance Form (eCAF) to access a VET Student loan or withdraw your enrolment without incurring the fees or a FEE-HELP debt. If you do not submit your form by the census date, you will not be eligible to access a FEE-HELP loan for that study period.

Census dates for 2018 are 15/03/2018, 11/06/2018, 10/09/2018 & 03/12/2018

Census dates for 2019 are 15/03/2019, 10/06/2019, 09/09/2019 & 02/12/2019

Eligible courses

Certain Diplomas, Advanced Diplomas, Graduate Certificates and Graduate Diplomas are eligible for VET Student Loans that are linked to industry needs and employment outcomes.

If you wish to access a loan to study a higher level VET course you will need to select one of the eligible courses listed in the 2018 fee schedule (PDF) or 2019 fee schedule (PDF).


Repaying the loan is required when your income reaches the repayment threshold. The threshold can be found at The maximum loan amount you can borrow from the Australian Government is $99,389 in 2016 for all HELP courses including higher education courses.


You will be required to demonstrate you are progressing throughout your course. From 1 July 2017, you will be required to log in online and acknowledge that you accept the loan you will receive for the course.


To withdraw from a unit or course without incurring a FEE-HELP debt, you need to complete withdrawal procedures by the census date. Students will be required to follow TasTAFE’s withdrawal procedures including signing and submitting TasTAFE’s withdrawal form on or before the Census Date associated with the unit/s of study.

For more information on the withdrawal process, please refer to the Diploma and Advanced Diploma Refund Policy.

Policies and Procedures

Diploma and Advanced Diploma Refund Policy

VET Student Loan Review and Re-crediting Policy

VET Student Loan Review and Re-crediting Procedure

VET Student Loan Academic Grievance Policy

VET Student Loan Grievance Procedure

VET Student Loans Application to Re-credit Form


If you have any questions, concerns, or require more information regarding any element of VET Student Loans Department of Education and Training HELP Student Enquiry line on 1800 020 108 or email

This page will be updated regularly as additional information becomes available.

Tuition Assurance

TasTAFE is an approved VET Student Loans provider. TasTAFE is taken to meet the tuition assurance requirements as per Section 58 of the VET Student Loans Rules 2016. For more information please refer to TasTAFE Statement of VET Tuition Assurance.

What do current VET FEE-HELP students need to know?

A full summary of how these changes impact students who are currently deferring fees to VET FEE-Help is available on the Australian Government’s website.

On 5 October 2016 the Federal Government announced that, subject to the passage of legislation, VET FEE-HELP would be replaced on 1 January 2017.

Students who enrolled in VET FEE-HELP on or before 31 Dec 2016 can remain on that scheme until 31 December 2017.

VET FEE-HELP Policies and Procedures